Across our book of business, pairing plan design with Embold Health’s Provider Guide lowered costs per member per year by up to 5.46%. Using validated analytics, we evaluated provider performance, applied cost-sharing to discourage low-quality care, and guided members toward top-performing providers. This approach influenced care choices, reduced unnecessary spending, and delivered measurable results across multiple large, self-insured employers, based on a combined sample of more than 325,000 covered lives. Embold Health’s Provider Guide, when paired with smart benefit design, is proven to drive real, measurable healthcare savings and influence member behavior.